How would you like to have a simple way to judge the overall health of a company that you are examining?

It is a known fact that happy, healthy employees do not have workers’ compensation claims or on-the-job injuries.

Here is how

The way to tell the general health of any company is to obtain the Experience Modification Factor (E-Mod or EXP MOD) for the past five years. This is represented as a number, most often between .5 to 2.0.

Background

The insurance industry has developed a system to reward workers compensation policyholders who have a better than average loss experience. For those entities that qualify, based on the minimum premium requirements, the experience rating plan is mandatory. The heart of the plan is the E-Mod, which is a number developed by a complex formula including premiums, claims cost, and exposure types.

For the majority of states, the number is promulgated annually for each workers compensation policyholder in the US by the National Council on Compensation Insurance, Inc. (NCCI). For non-participating states, the same data is developed by a state agency. Essentially, workers compensation E-Mod calculations operate under the law of large numbers, because the experience of a given class is a combination of a large number of homogeneous exposure units.

Workers compensation insurance is based on a premium charge for each $100 of payroll in each different category of employee or class code. For instance, in a typical company there may be clerical, administrative, outside sales, etc. class codes for employees. The total workers compensation premium for a specific policy is the sum of the total of the premium for each class code, subject to some modifications.

Summary

The average E-Mod for any class is 1.0. If the E-Mod is 2.0 for a specific company, they have incurred twice the losses of the average for their group, and your question should be why. If a company has an E-Mod of 0.5, they are 50 percent better than the average company in their business and are operating a very efficient company.

Reviewing the E-Mod for the past five years will give you a very good picture of how the company has been operating. To illustrate, often an insurance broker will ask for the recent E-Mod calculations when quoting other lines of coverage, because they know the E-Mod presents a good picture of a companys overall health.

I have experienced the results in both extremes. The most notable was when a company I was with announced the closing of a small office, and four of the six employees suddenly had on-the-job injuries. This was obviously a management or human resources issue that manifested as a workers compensation issue.

Alternatively, I have seen divisions within companies where the on-the-job injuries were very rare because of the tone set by the manager of the division or section. When a manager is a true leader, the employees are treated well and respond accordingly. One look at the statistics for a company and it is evident who the best managers are.

The very best way to create an effective work environment and reduce the expense of on-the-job injuries is when top corporate management sets the tone and makes efficiency (safety) a part of the corporate culture.

If you have any questions, review the page of a companys workers compensation insurance policy that shows the premium calculation. Look for the line labeled Experience Modification Factor (E-Mod or EXP MOD), that is your key.

Robert E. Underdown, AIC, ARM, is an Insurance Consultant based in Scottsdale, Arizona with a nationwide practice. He serves corporations in the area of risk management and serves the legal community as an expert witnessin insurance litigation. He is an expert in agent/broker bad faith, agent/broker standards of care and trust-owned life insurance. Find out more at http://www/Insurance-Expert.com.

If your export business is performing well in domestic market for some time, you should be thinking of expanding it to the international market. It won’t only help you make more profits but by increasing your production runs you can reduce the overall cost per unit.

Branching into global markets can be the real silver bullet for many companies. However before you rush out and branch your business out into the international market you need to realise domestic trade differs substantially from international trade, which brings many new factors into play.

The Exchange Rate is probably the most important element. It allows you to better distribute and allocate overall profits and may, in some situations, seriously harm you if you don’t play your cards correctly.

Exchange rate:

Every major country in the world has their own currency. When you’re trading with other countries, you can choose to either take payment in their currency or your currency. In order to convert between two currencies you perform a conversion at any bank.

This conversion us determined by the market defined exchange rate. Rate of exchange is the value or price of one currency in terms of another currency. Rate of exchange is also a very important factor of the economy, having an impact on country’s overall imports & exports.

Forms of exchange rate:

Two methods are used to determine foreign exchange rate.

i) Floating Exchange rate
ii) Fixed Exchange rate

Floating (or flexible exchange rate), the one widely used in most parts of the world; let the markets decide by means of demand & supply, at which rate the local currency will be exchanged for any other particular foreign currency.

This type of exchange rate is often fluctuating, and the exporters need to be secure that some dramatic change will not severely impact upon their profits or the overall revenues of their business.

Forward exchange rate (estimated exchange rates for some future supply) should always be calculated when pricing. Normally exporters come up with a cushion to make sure they have a secured position in the event that there is a substantial change in exchange rate. Fixed exchange rates are set by the government of the country for their own particular reasons.

Providing the lowest cost possible is vital in international trade, so it isn’t good business practice to put the entire burden upon your buyers.

In this manner it is therefore necessary that you observe the markets in the country you wish to export to, and even then possibly hire someone to analyse the markets before you choose the pricing levels of your particular goods.

Everything you need to start your Own Import Export Business NOW!. Visit the Import Export Home Study for more great articles and information.

Choosing a realtor is an important decision as you look to buy your next Santa Cruz home. Your realtor needs to be someone you can trust to look out for your interest and help you find a home that meets both your needs and wants. Take some time to carefully consider your partner in the home buying process.

Get Referrals

If you know someone who has recently purchased property in Santa Cruz, find out how he felt about his realtor. If you know business people in the Santa Cruz area, talk to them to learn if they have any realtors that they can recommend. A first-hand referral is one of the best ways to find someone with the right knowledge and dedication to be a good choice.

Read Real Estate Listings

If you have a particular type of property you are interested in, such as a beach front condo or a luxury estate, start browsing real estate listings to see if there are any realtors who specialize in that type of property. Choosing someone with expertise in the exact type of property you want will help the shopping process to go smoothly.

Do Some Interviews

Narrow down the field to three or four potentially promising realtors, and then schedule interviews with them. Tell them what type of home you want, how long you have before you are ready to move, and how much money you want to spend. Ask them how they could help you, and even ask to see some properties that they think might be a good match. These interviews will help you get a feel for whether or not you enjoy the personality of the realtor. Remember, you will be spending a decent amount of time with your realtor as you shop for a home, so make sure you feel comfortable conversing with the one you choose.

Choose Someone with Experience in the Market

Knowledge of real estate in general is not enough when you are shopping for property in Santa Cruz. You need a realtor who not only understands the real estate market as a whole, but also understands the Santa Cruz real estate market. You want to work with someone who knows the amenities in the various neighborhoods, can tell you which neighborhoods offer the best views or beach access, and will tell you which areas are best to avoid. If you can, find a realtor who has spent some time living in Santa Cruz. This is the best way to get to know the area.

Inquire About Commissions

Never choose a realtor who asks for payment upfront. All reputable realtors get paid a commission at the closing. However, the percent the realtor charges may vary from realtor to realtor. Do not be afraid to ask about the commissions the realtor charges. Do not assume, though, that the cheapest realtor is the best. There is something to be said for paying for quality when it comes to finding someone to help you buy your dream home.

Seb Frey is a Capitola, California Real Estate Broker specializing in Santa Cruz Real Estate. He is fluent in Spanish and enjoys helping people find their piece of the American Dream in Santa Cruz. You can find Seb’s blog at SantaCruzHomeBroker.com/blog.

Finding a mentor will improve your succes rate. A mentor can show what it takes to make money online.

Making money online is a science and and is very methodical. If you do not know the methods you will never succeed. There are plenty of information products out there that can help you however 9 times out of 10 they will always sell you short. They tend to leave out the most important aspects of building an online business and how to go about doing so.

This can be very frustrating thats why finding a mentor to show you the way. mentors do not come cheap however you can find one that you may be able to afford.

Most mentors are reluctant to hand over the keys to the vault.They will want you to work for your success and will coach you on what it takes to be successful.Do not be fooled into buying worthless ebooks or products that promise overnight riches becuase this will not work. Just like anythiing else if you want to be wealthy you are going to have to work for it. making money online can be very difficult and time consuming you want to make sure you are headed in the right direction from the get go.

An internet coach or mentor is a good head start and will lead you in the right direction from the beginning which is very important. You could spend thousands of dollars onlin and ver make a penny. This is the case most of the time.

People are lead to believe that they just need to setup a website and then the money starts pouring in.This is not true. If you have built a website and are not making any money it is because you are off to a bad start and before long you will quit and say the internet is for the birds.

I have witnessed people that start right and end up making money very quickly because they have the right plan of action and have been helped by somebody in the know.Developing a plan of action and then following that plan will lead to your success.

If you are new to the internet and want to make money online you will need knowledge and help from others that are in the know.Find an internet coach or a mentor and get started the right way.Be one of the few who do and become an internet success.

You can find a mnetor by performing a search for an internet coach or mentor. You will find a huge list of them. Choose wisely because you may be fooled by a newbie they they are the real deal and wind up selling you a bunch of worthless junk.There is always someone looking to get in your pocket and taking everything you have leaving you with nothing but and empty wallet and a bruised ego.

be dilligent and find a reputable internet coach or mentor and you may very well be on your way to making some serious money.

Todd Ash Is An Expert In The Field of Marketing And A Well Recognized Entrepreneur. Click Here To Visit ToddAsh.com For More Information

Getting A Business License: Once you have met with the zoning and business license departments and have determined that your business meets all the specific requirements for operation as a home-based business, you are ready to officially apply for the license. Business licenses are generally issued through the city or county clerk’s office and require completion of an application form. The most common information asked will cover business name, type of legal structure, location, type of business, number of employees, expected gross income and vehicles to be operated. Upon submission of the application and fee, the application will be reviewed prior to being issued. The license is renewed annually, subject to adherence to the city’s codes and regulations.

Filing Your DBA: If you plan to conduct your business under a fictitious name, you must file a DBA, which stands for “Doing Business As.” It may also be referred to as the Fictitious Name Statement. A fictitious name is any business name that does not contain your full legal name as a part of it. In some states you will be required to file a DBA even if you are using your legal name.

The purpose of the DBA is to inform the general public that you are beginning an operation under an assumed or fictitious name and that you are the individual who will be conducting that business. It must be published in a general circulation newspaper in the county in which your business is located. The ad generally must run in four consecutive issues. During this time, anyone may challenge your right to do business under that name. Following publication, verification must be filed with the city or county clerk.

The DBA gives you the exclusive right to use the name and keeps others from using the same or similar name. The time and money spent is very small compared to the benefits you will derive from becoming the owner of your business name.

Obtaining A Seller’s Permit: A seller’s permit number is required of anyone who purchases items for resale or who provides a taxable service in all states where sales tax is collected. An example of a taxable service would be clock repair. The labor or repair is not taxable, but the parts may be. A seller’s permit is obtained through the state agency responsible for the collection of sales tax. Most often it will be the Department of Revenue.

The retailer or final seller, not the customer, is responsible for paying the sales tax. Consequently, every seller engaged in the business of selling a tangible product or of providing a taxable service in a state where sales tax is collected is required to hold a seller’s permit for the purpose of reporting and paying their sales and use tax liability. The seller’s permit may also be referred to as a resale number or a resale certificate.

Your application must be based on the fact that you will be purchasing taxable items that you will offer for sale to the ultimate consumer or to other resellers or that you will be providing a taxable service. Any other reason for your request may be grounds for denial.

Sales Tax: The rule of thumb is: if you do not intend to resell your purchase through your business, do not use your resale number to buy it tax-free. Contact the agency responsible for the collection of sales tax in your state to determine the regulations on your particular type of business.

Setting Up A Business Bank Account: Often a business owner is tempted to run business finances through personal accounts. It is imperative that you keep your personal and business finances separate. Failure to do so can cause problems with your recordkeeping and tax computations. Business accounts are necessary for credibility when dealing with other businesses. You will not have much credibility with wholesalers or suppliers if you do not pay with a business check.

The first account opened with a bank is usually the business checking account. You must show proof of DBA filing before the account can be opened under your business name. The DBA gives verification that you are authorized to deposit checks made out to the business name. The DBA gives verification that you are authorized to deposit checks made out to the business name. Be sure to take your verification with you. The bank will make a copy for their records.

Tip: When you open your account, request that your checks be numbered beginning with a number higher than 101. This is a tip-off that you are a new business. You want to look established in the eyes of your creditors. The selection of the bank with which you will do business should be undertaken with consideration. Banks vary greatly in the services they offer, as well as in the charges for those services.

Jeff Casmer is an internet marketing consultant with career sales over $25,000,000. His “Top Ranked” Earn Money at Home Directory gives you all the information you need to start and prosper with your own Internet Home Based Business.

In today’s world finding the right business help in terms of small business coaching or small business consulting can be a daunting task. And, to grow a small business and to have a successful small business long term, finding the right people to support you is critical. And, in today’s highly specialized world finding these people and the business help you need can be a challenge.

To start, what is the difference between a small business coach and a small business consultant? Here are some general guidelines. A small business coach works with who you are to accomplish what you want. A small business consultant works with a particular area of your business to help you get what you want. Before going forward I want one thing to be clear. Both these areas can have carry over into each other.

Here’s an example to help with the distinctions. To have a successful small business you need to have a good marketing program to generate sales. A small business consultant may come in and actually put together the program and work with you and in your office to implement it. And, very often there is a time line for the project such as 90 days. Once it is over it is over.

A small business coach would take a slightly different approach. He or she would look at who you are. They may certainly know of or have marketing programs in mind but their focus first and foremost is to discover what has the greatest probability of working for you based on who you are.

They realize that there are many great ways to market but that there is no one way that works for all. They believe that the best teaching experience is for you to actually implement the changes to get a true feel of what works and what doesn’t.

The small business coach would help you discover solutions that are best in alignment with who you are. This is similar to when you embark on change in your business. You must set yourself up for success by building your success around who you are.

The small business coach can help you do that. And, it requires a change in your thinking and a willingness on your part to be held accountable. Accountability in coaching is the fuel that will drive the engine of your small business success. And, very often, coaching is more of a long term relationship than consulting.

Remember, in taking your steps to business success, that different isn’t necessarily better. But, better is always different. Whether you choose small business consulting, small business coaching or something that is a blend, to grow small business you must always keep in mind what is best for the short term and long term.

Steve Scott is a business/life coach and business development consultant. He specializes in teaching entrepreneurs and solo and sales professionals to advance to a business and life of greater freedom and abundance.
http://www.stevescottcoaching.com

Investing in Santa Cruz real estate can be a great way to make money. People want to live in Santa Cruz, so there is a market for the homes you can buy and sell. On the other hand, many homeowners move to Santa Cruz without counting the cost, and this can lead to a lot of properties available at a discounted price as homeowners want to get out of their mortgages before going into foreclosure. However, if you make these common real estate investment mistakes, you will severely limit the amount of money you can make.

Failing to Count All of the Costs

The main cost you will face when purchasing an investment property is, of course, the purchase price. However, there are many other costs that you will need to account for, and these can cut into your profits significantly. For instance, you will need to pay transaction or closing costs at both the purchase and the sale of the property. There are also costs involved with setting up a rental agreement if you intend to lease the property. Also, you will have many capital expenses as you get the property ready for resale. You may need to replace the carpet, buy a new stove, or even repair the roof. These costs must be accounted for before you purchase the property if you are going to make a profit.

Failing to Account for Risk

Any time you invest, whether in real estate or mutual funds, you will take on risk. You need to make sure that you account for this risk when investing in real estate. Before you jump into a “no money down” loan and use a personal asset as collateral, make sure you realize that there is substantial risk involved in purchasing real estate. The market could change, and you could be stuck owning a home that you have no need for but that cannot sell. Have other sources of income available if you need them. Build up some cash reserves before you start investing that you can use as a cushion if your investment should fail.

Treating Investing as a Hobby, Not a Business

Many real estate investors fail because they do not treat their investments like a business. They see real estate investing as a way to “get rich quick” and fail to make the necessary plans before investing. Real estate investing is no different than any other business. It takes time and effort to plan a successful investment. When you think about he amount of money you will be investing in the Santa Cruz real estate market, it just makes sense to stop and plan before you jump into the field.

Becoming Too Emotionally Involved

Investing in real estate is exciting. There is the thrill of the hunt as you look for the next great investment property. There is the adrenaline rush that comes from beating your competitor to the closing on a particularly hot property. Becoming too emotionally involved in your real estate investing choices is dangerous, because you will end up making mistakes. Over bidding in bidding wars is common when you become emotionally attached to the process. Giving in to fears about market changes can cause you to lose a particularly good deal. Enjoy investing, but do not make it emotional.

Seb Frey is a Capitola, California Real Estate Broker specializing in Santa Cruz Real Estate. He is fluent in Spanish and enjoys helping people find their piece of the American Dream in Santa Cruz. You can find Seb’s blog at SantaCruzHomeBroker.com/blog.

So you want to start your first free online arcade site do you? In this article we will take a look at the various things you need to start an arcade site and some of the things involved in this. After reading through this article you should have a better understanding of the arcade world and the knowledge provided should help you along your way.

The first thing you need for your arcade site is a great domain name. You can go two routes with this really, you can choose to purchase a domain name that is keyword rich and has one or many common keywords related to an arcade site or you can personalize your site with a name that is more personal to you.

After you have purchased your domain, the next step is to choose an arcade script that will suit your needs. When choosing an arcade script you need to do some research on each script and determine what script will best suit your needs. Some arcade scripts support more game files than others, some have high score systems to play and track high score games, others have some beautifying ajax effects, and some just have a lot better support and modifications available for you. Some of the popular arcade scripts are onArcade, GameSiteScript, GameScript, phpArcadeScript, and TheArcadeScript. Read up on each of these and weigh the options compared to the price of the script and choose the script that is right for you.

Now that you have the backbone of your arcade site, it’s time to make some magic. Start off by adding some fun and addicting games for your users to play. There are different ways that you can get games for your arcade site. You can choose to purchase a game pack for your site that usually comes with thousands of games, you can usually find these game packs on any popular webmaster or arcade webmasters forums. The other way to get games is to visit one of your favorite arcade sites using Fire Fox as your web browser, go to a game play screen of a game that you want to get, click Tools, click Page Info, click the Media Tab, then find the game file in your browsers cache and click save as, then you have that game.

After you have some cool games for your users to play you can choose to purchase a template for your arcade site to pretty it up a bit, custom template the arcade yourself, or leave the default template that your arcade script came with.

When you got your arcade site the way you want it to be it’s time to unleash it to the public. There are many ways to get some traffic to your arcade site. Link Exchanges between other arcade sites, paid advertising, or you can choose to do some SEO work and get that good free search engine traffic that everyone loves.

Now that you know some of the basic need to knows about the arcade business, you should be able to get your arcade site off the ground and where you take it from there is up to you. Making a successful arcade site takes a lot of time and work and is not something that can be rushed. Take your time and build your site slowly and the search engines will love you for it.

Do you like playing online games? Well why not checkout some of these great free online games:

Sonic Games

You may also like:
Solitaire Games
Free Hannah Montana Games

Most people would agree that Tiger Woods is the best golfer in the world. Whether you follow golf or not, there is an important aspect to Tiger Wood’s success that often gets overlooked. He has at any one time three or four coaches. Even with all his natural ability Tiger Woods understands that coaching not only accelerates the process of his successful performance but creates a winning performance strategy.

His coaches include a swing coach, a fitness coach and his caddy who coaches him on the course. Whether you are looking for executive business coaching or business life coaching there is one goal….to coach success. Successful coaching understands where you are at now and helps you create pathways to upgrade your business and your life.

When determining whether or not coaching is for you there are some questions you may want to ask. Do I feel stuck? Do I feel overwhelmed? Am I on a treadmill where I can’t seem to get off? What’s keeping me from the results and life I desire? There are many more questions you may ask but this will give you some idea.

The next thing you must ask yourself is: Am I open to change? Many people think they are. But in reality they are looking a quick, temporary fix. Coaching is about change and hopefully having that change become permanent to prevent you from going back to the ways that didn’t work. Be honest with yourself. Once you understand and take ownership that the key to change and the responsibility for change is yours then your probability of creating a successful performance strategy with your coach increases.

You have now decided to find a coach. You have committed to learning new skills and disciplines. You have decided to carve out the time. But, how do you find the best coach for you. Look for someone who has a background in your area, for example, maybe you are looking for small business growth and they have had a small business running successfully or several that have done well.

In this case you would want a small business coach who has the experience to grow small business. Now that you have found a coach with the experience you need to see how you feel. That’s right….feel. Is the chemistry good? With the right experience and the wrong chemistry things will not work.

A business life coach or small business coach with the right experience is great. But to have them coach success you must have a good connection where you are willing to be held accountable for your progress. Think about it. Tiger Woods coaches are able to coach success because of their knowledge and more importantly, to communicate with Tiger in a way that motivates him to be held accountable to become better.

http://www.stevescottcoaching.com Steve Scott is a business/life coach and business development consultant. He specializes in teaching entrepreneurs and solo and sales professionals to advance to a business and life of greater freedom and abundance.
www.stevescottcoaching.com

Gadolinium is a chemical that doctors have been using over the past several years to help them get better results when taking an MRI. Unfortunately, while the chemical may make the MRI clearer, it has also resulted in some terrible side effects for certain patients. As a results, an increasing number of gadolinium lawsuits have been filed on behalf of those that have been harmed by exposure to the chemical.

Getting Exposed to Gadolinium

Although gadolinium exposure and the resulting lawsuits is most commonly associated with MRIs, there are a number of other ways a person may be exposed to the chemical. These include:

- Color Television Tubes
- Compact Discs
- Computer Memory
- Microwaves
- Nuclear Marine Propulsion Systems

Gadolinium is used in all of these products because it becomes magnetic when it exposed to an external magnetic field. This characteristic is also why it helps create a better image with MRIs, or magnetic resonance imaging machines. In order to obtain these results, however, a solution of gadolinium compound must be injected into the patient’s body. This results in far greater exposure to the chemical than exposure associated with compact discs, microwaves and televisions.

Deciding to Follow a Gadolinium Lawsuit

For those that have been negatively affected by gadolinium exposure, deciding whether or not to file a lawsuit can be a difficult decision to make. After all, filing a lawsuit involves becoming involved in a complicated legal matter. For that reason, it is best to hire a lawyer that specializes in gadolinium lawsuits and is well aware of the history of gadolinium exposure and how to properly represent your case in court.

Issues Surrounding Your Claim

When filing gadolinium lawsuits, there are a number of different factors that you and your attorney will need to consider. First, you will need to determine who is responsible for the exposure. That way, you know who to bring the suit against.

After determining who is responsible for your exposure, your attorney will then have to prove that you were exposed to gadolinium and that it is responsible for your injuries. This will generally require calling upon an expert to provide testimony on your behalf, which is another reason why it is best to contact an attorney that specializes in gadolinium lawsuits, as a specialist attorney will have the necessary contacts to get the expert testimony required for your case. At the same time, an attorney who has a good relationship with the proper experts will be able to better prepare arguments against the case the defense will try to build.

Baxter Owens is the developer of www.gadoliniumclaim.com, an informational site regarding Gadolinium Lawsuits, which typically involve Gadolinium Renal Failure. Visit his site to learn about Gadolinium side effects.

Many big companies are aware of this and have taken steps to ensure through employee assistance programs and wellness plans that the average employee gets to work under at least a low stress environment, but there is no company that can create a completely stress free environment.

That leaves the individual to look after themselves to ensure that they adopt the right stress management tools that re right for them, and the experts suggest that you can build up your stamina through regular exercise as part of any good stress management routine, but they also suggest that more passive endeavors like yoga an meditation are great ways to release the stress that might build up.

Of course there are the old standbys and exercise is one of the most regarded of these stress management techniques. However, there are other techniques beyond exercise that work with a good physical regiment to make sure that you build up the stamina that you’ll need as a part of any successful stress management routine.

They suggest that eating a balanced diet is important and the eating several small meals a day as opposed to three big ones will reduce tension as well.

Remember that physical activity can also contribute to sound mental activity and that regular sleep cycles regulate the biological clock so that you can find yourself getting longer and more restful sleep that contributes to low stress as well.

The Catch 22 of course is that sleep can be hard for people who are suffering from stress although it is a necessary part of their stress management routine. Paradoxically, it is the very things that they are attempting to escape that keeps them awake.

Regular massages can also release the tension that is caused by regular physical and emotional demands as well. They also have the added benefit of forcing both employers and employees to step out of the workplace and take some time for themselves.

Another part of the best stress management routines is about you emotional state. Some of the most successful people report that they do their best when they feel both calm and engaged as well as focused and optimistic. Workers who report that they are able to stay positive in the face of negative situations at work state that they are able to better deal with the situations at hand.

Many experts believe that hope and all other positive attributes actually have a healing power and that when people talk of the healing power of laughter, they are actually saying that positive emotional states are therapeutic. Another way to put this is that optimists resist helplessness.

Another way that you can greatly reduce the stress that you feel is to take yourself out of the situation. Not taking things personally is a great stress management tool that’s been used for years.

Richard Reid of
Pinnacle Proactive, Specialists in the
Employee
Assistance Program,

Stress Management,

Staff Retention & Absenteeism. Take a Proactive Approach in Growing Your
Organisation

You’ve started your new business or you are looking for a way to connect with more customers. Customers are the life blood of any business, whether you have a small store, an online business, you are a direct seller or network marketer.

Have you considered setting up at public events to build your customer list? Trade shows, expos, country fairs, markets, craft shows and other various events which are open to the public and have vendors are a great place to promote your products and meet new people. People who will potentially buy from your or use one of your service.

Here’s how to use public events to explode your customer list:

Never sit down in your booth and never look busy, people will not want to bother you so they’ll walk on by. Plain and simple, you can’t meet people when you are sitting on your behind, which is the purpose of you being there.

Do not eat in your booth, again people won’t want to bother you and it’s hard to talk to someone when you mouth is full. Have someone spell you off while you go enjoy a meal or a snack.

Be friendly, greet everyone who looks you in the eye, and try and catch the attention of those who don’t. You are here to meet people and start building a relationship with them. People do business with people they like.

Bring plenty of business promotional materials; catalogs, brochures, business cards, samples etc. Make sure to collect the name and contact information of everyone who takes your materials. The easiest way to collect this information is to have a draw. List your services on the draw form so they can check off which ones interest them as well as their preferred method of communication.

Make sure that you bring plenty of stock to the event. You don’t want to run out of inventory near the beginning of an event. You can’t sell what you don’t have and people are more likely to purchase something they can take home with them. Again, you will want to ask for the name and contact information of anyone you sell to at the event so you can enter their name in your draw. A thank you note after the event is a nice touch and one that people will remember.

An important note about adding people you meet at public events to your email list, ezine or newsletter. It’s always best to use a double opt-in system to protect yourself from being labeled as a spammer. Simply explain to your event visitor, they’ll receive an email confirmation for their request and that they must click the link to receive the information.

Here are some tips on how to be a great neighbor at these types of events. Get to know the other vendors, be friendly and helpful as they can be a good resource to find other good events. Do not block your neighbor’s booth or allow your customers to block it either. Ensure your booth fits within the confines of your allocated space and never encroach on your neighbor’s real estate. Do not talk to customers who are looking at your neighbor’s booth or talking to your neighbor, this is seen as rude and intrusive by the neighbor and could cause them to lose a sale.

Last but not least, never break down your booth prior to the official close time of the event. This will trigger other participants to pack up their booths and kills the show for those participants who are still trying to do business.

Keep in mind the main purpose of doing public events is so you can meet new prospective customers and/or business leads and add them to your list. You may have heard the saying, “The money is in your list!” However, the fortune in in the follow up so this only holds true if you actually contact the people on your list.

Melody Thacker enjoys doing public events and running her own Watkins business. You can learn more about her and the Watkins income opportunity on her web site.

At some point in every foreclosure investor’s career, they are going to knock on a house in foreclosure and be told by the homeowner that the bank made a mistake and there really is no foreclosure happening.

Banks make mistakes all the time. Maybe the homeowner is telling the truth, maybe not. Sometimes it doesn’t really matter.

I’ll give you my 2 cents on the topic but before I do, I have a couple of questions for you.

What do you do after the homeowner tells you it’s a mistake or that they have it taken care of? Maybe the million dollar question is what should you before you knock on the door or make any kind of contact?

Me? I do a quick and dirty Ownership & Encumbrance Report (O&E) using my own proven system to see if there are any junior liens before I even leave my driveway or pick up the phone. You see, if there’s a deal to be made there, I want to make it happen asap.

If you can buy a junior position with plenty of room for profit, it doesn’t really matter if the homeowner is cooperative or if they tell me to go pound sand because I’m already looking at a potential payday.

The homeowner cuts a deal with another investor or cures the default? Fine, you’ll get paid the full value of your Note, judgment, etc. It goes to sale and gets bid up? Great. You’ll be looking at collecting the overbid without ever touching the house.

If you’re dealing with a property in a state without a redemption period and there’s serious money on the line, you’ll want to either be at the sale or have someone there on your behalf to make sure the bidding goes as planned.

What if you buy a junior lien and then drive by the property and see a For Sale sign in the yard? That’s awesome because they’re making a valliant effort to sell the place and you should stop and chat with the homeowner (for a number of reasons). If there’s a Sale Pending sign visible, you’ll definitely want to call the agent to ask if it looks like it’s really going to close or if they’re taking back up offers to see how close you are to that payday.

Lots of different angles to play in that situation. Personally, I just want be somewhere around the intersection of a couple of them.

I suppose that’s a little different from how you’ve probably been approaching the whole homeowner rejection thing but it works really well for me and it will definitely work for you!

Does it work 100% of the time? Nope, but it doesn’t have to, if that makes sense to you. Even if this killer strategy only worked a handful of times per year (which it’s actually much more!), your bank account will grow exponentially with minimal effort, oftentimes without even seeing the house!

To discover how to create your own profitable push button house buying system that never fails and to claim your FREE CD of Dan O’Connor’s renowned audio lesson titled “The 7 Golden Keys To Creating A Multi-Million Dollar Real Estate Investing Empire” – Go here now: http://www.ProInvestorSecrets.com

This is a fact, and also a very major problem. Inside this article I explain the solution that myself and Abundant Living System was able to find that will truly allow anyone to succeed.

Problem #1: “Support and Training”
You’ll need to understand that all the past cash gifting programs didn’t provide the support and training necessary to be successful in cash gifting. They would simply provide watered down methods of driving traffic that no one even
used and therefore the new member wasted their precious time spinning their wheels and soon gave up.

Abundant Living System has designed a support and training system with the average person in mind. Meaning people who don’t understand HTML or are clueless to what an Auto-responder is. This fact alone puts everyone on an equal
playing field with Abundant Living System.

Problem #2: “Website Design and Usability”
Old school cash gifting sites were a mess to try and place one’s own picture on them or to even know what was going on. Plus, most of them had the look of being put together by a two year old. And the replicated sites typically were branded by someone else, and in many cases had someone else’s contact information on them. Abundant Living System has designed a very high quality website designed to catch everyone’s attention. The graphics and design are second to none and allows the member to easily add their own picture and contact information.

Lastly problem #3: “Dreaded Callbacks”
In the other programs, it was solely up to the member to return calls and keep track of all their own prospects. The most dreadful question every new or unsuccessful cash gifter faced is, “So how much money have you made so far?” Try telling a prospect you’ve made nothing thus far and see how likely they are to joining you.

Abundant Living System solves this major headache by allowing members the option to having Professionals call back your prospects for you. Never again do you have to speak to anyone if you so choose. Although once someone joins you, it is always an ethical thing to do to call them and welcome them to your team.

The reality of the picture is not everyone can be successful with cash gifting, or any opportunity for that matter. Some people just don’t put in the effort necessary to following the plan designed for them. Abundant Living System has truly designed a system that anyone and everyone can succeed in, but as always, one must still take action and apply the
proven system.

Now take what I’ve covered in this article and make an educated decision for yourself. Do you see yourself succeeding in cash gifting or not?

Kyle Hannah Abundant Living System Top Success Mentor
763-742-2022 (direct)
ALSMentor@gmail.com
Visit My Site Here